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Conventional Mortgage Lending VA loans are loaded with advantages but, in certain circumstances, a conventional loan could be a better choice. Here’s a look at the ins and outs and pros and cons of both types of loans. Benefits of VA Loan Over Conventional Loan. The first thing that stands out about VA loans is that there’s no requirement for a down payment.
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Sierra Pacific Mortgage fined $3.67 million for FHA. – Sierra Pacific Mortgage will pay a fine of $3.67 million to settle allegations that the company knowingly violated Federal Housing Administration lending standards more than a decade ago.