fixed-rate assets on their balance sheets at these very low rate levels. additionally, FHA’s share of the market is declining again to its lowest market share since January 2015. Two factors likely. and originators are hoping these appreciations flow down into rate sheet pricing. Remember all the commotion surrounding the rollout of the FHA.
From rate sheets hitting my desk that are not part of Freddie Mac’s survey: Locally, borrowers can get zero cost, 30-year fixed rate Federal Housing Administration and Veteran’s Administration loans.